Heritage collects recyclable waste paper in our Abitibi bin, located at the end of our parking lot, to promote recycling and to raise funds for the Church. Bring your newspaper, magazines, catalogues, office and school papers, and junk mail to church and earn money for Heritage.
GoodShop.com is the online marketplace that donates a percentage of your online purchase to the charity of your choice. You can choose from hundreds of popular online merchants, like eBay, Amazon, Best Buy, Lands End, Target, and Barnes and Noble. The experience of shopping through GoodShop is the same as going to the retailer directly, with no increase in price.
When you are ready to shop, visit the GoodShop website and enter “Heritage Universalist Unitarian Church” in the area marked “Who do you GoodShop for?” Then click “Verify”. Follow the links to shop at your favorite online stores. If your computer allows cookies, Heritage will automatically come up as your charity of choice every time you use GoodShop. (If your computer does not allow cookies, be sure and select Heritage each time.)
GoodSearch.com is the search engine with a unique social mission. It’s powered by Yahoo!, so you get the same great search results, but each time you do a search, GoodSearch makes a donation to Heritage. They donate 50% of their advertising revenue to the nonprofits and schools selected by users, which averages to about one cent per search. One cent may not seem like much, but GoodSearch estimates that an organization the size of Heritage can make about $1000 a year just by using their search engine. There is no cost to Heritage or to users to use the search engine.
What do you need to do to make money for Heritage? Just go to the GoodSearch website and enter “Heritage Universalist Unitarian Church” in the area marked “Who do you GoodSearch for?” Then click “Verify”. Use the search engine at the top of the page to search the internet. Remember, it’s powered by Yahoo!, so you can count on great search results. And, if your computer allows cookies, Heritage will automatically come up as your charity of choice every time you use GoodSearch. (If your computer does not allow cookies, be sure and select Heritage each time.)
It’s now easier than ever to shop at Kroger and have part of your purchase donated to Heritage!
All you have to do is link your Kroger Plus Card to Heritage UU Church. Once you go through the initial sign up procedure to do so, purchases made while using your card will trigger Heritage receiving a percentage of your purchase. There is no cost to you. Kroger requires that you re-link your card once a year.
Follow these easy steps to become part of this fundraising program, which provides crucial income for Heritage’s annual operating budget. Thanks for your support!
- Go to Kroger Community Rewards and either sign in or create a Kroger Plus online account.
- The website will take you to the Account Settings page. Scroll down until you come to the Community Rewards section.
- Designate Heritage Universalist Unitarian Church as your Community Rewards beneficiary. Type in our organization number — GM909 — and Heritage should pop up; then click and save your changes.
- Whenever you shop, just use your Kroger Plus Card at the register. Within a week of linking your Kroger Plus Card to Heritage, you should see Heritage Universalist Unitarian Church mentioned at the bottom of your Kroger cash register receipts. This will indicate that you have successfully linked your card to Heritage Church.
Last updated September 2019.
These guidelines apply to the use of HUUC-Announcements@GoogleGroups.com.
Timely distribution of announcements and reminders related to church and community activities of interest to a substantial fraction of the Heritage Community. It is not a discussion forum.
Who can read messages
Members, contributing friends, and other established members of the Heritage Congregation / Community. Membership must be approved by a moderator. Any disputes about membership in the group are decided by the Communication Committee in consultation with the Minister. Decisions may, of course, be appealed to the Board.
Who can write messages
The staff, including the Office manager, members of the Board, a designated contact from specific committees (for example: Worship, RE, Visioning, Social Justice, Building), the Newsletter Editor, the organizer, and moderators.
Announcements and reminders of Church and community-related events of interest to a substantial number of the members and friends. The email supplements the Heirloom rather than replacing it. It is not a forum for discussion. It is not to be used for personal opinions or observations. Messages are not to be divisive. No flaming. No spam. No spitting on the side walk.
Keep messages short and to the point. Put the date and event in the subject. Limit the number of messages you send to avoid people feeling bombarded by HUUC-Announcements messages.
The group does not reach everyone – not everyone chooses to belong to the group; not everyone has email; not everyone reads their email; some who read email do so infrequently.
Management of the email group
- A small group of moderators (3-4) and the organizer manage the group on a day-to-day basis.
- Membership must be approved by the owner or a moderator. (See “Who can read messages” above).
- If someone other than a moderator replies to a message, the answer will not go to the whole group; it goes only to the person they are replying to.
- If a moderator replies to a message, it goes to the whole group.
- Attachments are automatically removed to prevent accidental virus transmission.
- First inappropriate use –warning. Second inappropriate use –all messages are moderated (i.e., have to be approved by a moderator before they are sent out).
- First Spam –removal.
Within Google Groups, the Church Administrator, with email address firstname.lastname@example.org, is the owner of the group.
~ Adopted June 12, 2006. Updated August 1, 2007, and July 1, 2008. Updated in 2020 to reflect change from Yahoo Groups to Google Groups.
The Committee will manage and operate the Endowment Fund based on the policy that for the immediate future the purpose of the Fund is growth rather than provision of present income, and that this purpose will continue until the target goal of $100,000 is accumulated, at which time significant modification will of course be necessary. The Fund will be managed using the fundamental concept that capital markets are generally efficient. Accordingly, the returns generated by the Fund should be directly proportional to the degree of risk assumed. Over time, investments should have returns that approximate the returns of the underlying market.
The Committee believes that the degree of risk assumed is a matter ultimately to be determined by the Board of Trustees. The investment portfolio chosen should reflect a degree of risk and return with which the Board feels comfortable for long-term congregational monies to bear. However, the Committee should recommend an investment policy which the Board might find acceptable. The Committee should also be responsible for the implementation of said policy, or other policy agreed to by the Board. Thus, while it would be extremely cumbersome for the Board to approve individual investment choices, the Board certainly can approve a general investment vision.
The model we propose would be based on a paradigm much like the ideal relationship between investment adviser and client, wherein the client, with assistance, identifies the financial goals and the risk level it is comfortable with and the adviser implements them.
The investment policy that the Committee recommends is based on the concept of diversification consistent with the degree of risk desired. Because markets are efficient, the Fund should pay the lowest possible fees in making its investments. In short, neither the Committee nor virtually anyone else can consistently outperform the investment market taken as a whole, certainly not without assuming a degree of risk not commensurate with the operation of an endowment fund. The most efficient way of instituting such a plan is by the use of index funds, each of which (ideally) reflects the return of an individual asset class.
The Committee recommends an investment allocation providing diversification among multiple asset classes. To help determine the percentages to be invested in each asset class, we have considered the percentages normally used by major multi-asset mutual funds and individual retirement plans which emphasize moderate to high (not aggressive) growth. These generally allocate between 50% and 70% of the total to equities (stocks or mutual funds that hold stocks) and 30% to 50% to debt (bonds and money market instruments, broadly conceived). While very large endowment funds invest in other assets, such as commodities, we do not see these as risk-appropriate for our Fund, particularly given its size.
Accordingly, the Committee suggests an allocation of assets comprised of 65% equities and 35% bonds. The 65% in equities should be divided between domestic and foreign investments. We suggest 45% of gross assets go to domestic investments and 20% go to foreign investments. To the extent feasible, these should reflect the total market, so that the 45% of assets going to domestic investments would be divided among large, medium, and small companies, in proportion to their segment of the total market. However, we have a bias for overinvesting in large companies, particularly in the foreign investments.
The 35% of investments in bonds should be 15% in Treasury-Inflation Protected securities and 20% in other bonds, primarily short-term and intermediate term.
In terms of the vehicle through which the investments will be made, the most efficient acceptable mode is through an account with a major brokerage. There are many suitable ones, including Fidelity, Schwab, Vanguard, Price, etc. In the absence of special situations, the low-cost provider would be the most desirable, assuming adequate service level. However, the Committee has been given to understand that Heritage already has an existing relationship with Schwab. Should the Board choose to continue this for the Fund, such continuation would be acceptable.
We contemplate that the account would have two signers, one being a member of the Board of Trustees and the other being the chair of the Endowment Committee.
Since investment firms routinely distribute account updates at least quarterly, distribution of such account updates, with brief accompanying commentary, should constitute appropriate notification to the Board of Trustees. No additional software need be purchased at this time, nor is the purchase of any such foreseen for the near future.
The Committee has not established a process specifying how new members should be elected.
~ March 2008